Privacy

WHAT DOES CHRISTIANSTED FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number

• account balances and payment history

• credit history

When you are no longer our member, we continue to share your information as described in this notice.

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Christiansted Federal Credit Union chooses to share; and whether you can limit this sharing.

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes -
to offer our product and services to you

YES

NO

YES

NO

For our affiliates’ everyday business purposes -
information about your transactions and experiences

NO

We don't share

For our affiliates’ everyday business purposes -
information about your creditworthiness

NO

We don't share

NO

We don't share

Call (340) 773-5444 or visit our website at www.cfcuvi.org

Who is providing this notice?

Christiansted Federal Credit Union

How does Christiansted Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

How does Christiansted Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

• you open an account or deposit money
• make a wire transfer or apply for financing
• make deposits or withdrawals from your account
• Show your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

• Companies related by common ownership or control. They can be financial or non-financial companies.
• Christiansted Federal Credit Union has no affiliates

• Companies not related by common ownership or control. They can be financial and non-financial companies.
• Christiansted Federal Credit Union does not share with non-affiliates so they can market to you.

• A formal agreement between non-affiliated financial companies that together market financial products or services to you.
• Christiansted Federal Credit Union does not jointly market.