To assist you, we have compiled a short list of the most frequently asked questions and answers. We trust that these questions and answers will respond to your concerns.

A. Our office is open Monday – Friday from 8:30 am to 4:00 pm. We are closed weekends and some holidays.
A. Savings accounts have NO MONTHLY FEE. Checking accounts also have NO MONTHLY FEE. There are no per check fees and dividends are paid on both types of account. See our fee schedule for more information.
A. A $25.00 minimum balance is required to keep your account active, and avoid a monthly service fee. See our fee schedule for more information.
A. Yes! Simply contact the Credit Union and/or your payroll department.
A. Yes - Anyone who lives or workis within the Christiansted District and their families are eligible to join.
A. Absolutely not. "Once a member, always a member" - for life!
A. Yes - immediate family members are eligible for membership. Contact a credit union representative for further details.
A. We offer two options. You can use our Online Banking or the Credit Union's Audio Response System.

Our FREE Online Banking allows you to bank any time, day or night, seven days a week from the comfort of your home, office or anywhere you have access to the Internet.

Our Audio Response System is FREE and allows you access to your account 24 hours a day, seven days a week. Call (340) 778-3452. Ask a member service representitive for more information and usage instructions.
A. If you have good credit, there is no waiting period for a vehilce loan. As a matter of fact, you can become a member, apply for a loan and have an answer within 24 hours. Fill out our online loan application to get started. Personal loans have a six month waiting period once memebrship is established.
A. You can complete our membership application and apply for membership. Just follow the instructions for approval. Applying for a loan does not require membership, however membership approval is required for processing and final loan approval.

Looking for the answer to a different question? Send us an email and we will respond to you quickly.

People Helping People

(340) 773 – 5444
P.O. Box 490, Christiansted, St. Croix VI 00821-0490

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Your savings federally insured up to at least $250,000 by the NCUA